NATURE OF THE SERVICES
FundingHub (Pty) Ltd (“FundingHub”) provides an online an independent loan origination platform at www.fundinghub.co.za ("the Website") which allows:
- business owners in South Africa to apply for different types of loans or funding based on their unique profile and requirements;
- diverse South African lenders to offer their suite of loan and funding products to potential loan-seekers.
FundingHub IS NOT a financial services provider. It does not provide any recommendations or advice regarding which lender may be best for you.
Based on the limited information provided by you, it automatically matches you with the products and services offered by participating lenders and provides you with a list of lenders who MAY be prepared to offer you funding. The ultimate choice of lender is entirely up to the you and FundingHub does not make any warranties or representations in respect of any lender, their products or services.
Each lender will undertake its own credit vetting exercise once you approach them off the back of a referral from the Website.
The list of potential lenders in no way implies that any application by you will be successful.
FundingHub's Website is provided at no charge to you. We are paid an origination fee by the lender if your loan application is successful. The matching process on the Website is in no way influenced by our commercial arrangement with any lender.
FundingHub has no affiliation with any lender.
USE OF THE WEBSITE
These Terms and Conditions ("the Terms") govern your use of the Website. By accessing and using the Website, you agree to be bound by these Terms, which constitute a binding agreement between you and FundingHub.
FundingHub reserves the right to update or amend these Terms at any time and without notice.. and each time you access and/or use the Website you will be bound by the terms as at the date of such use. A new agreement will come into effect each time you access and/or use the Website.
A certificate signed by the administrator responsible for maintaining the Website will be prima facie proof of the date of publication and content of the current version and all previous versions of these Terms.
In order to use the services offered by the Website you are required to register. FundingHub reserves the right to refuse or suspend your registration at any time.
FundingHub's services are targeted at the corporate, SME market. It does not not offer products or services to individuals.
OWNERSHIP & COPYRIGHT
The copyright in all information, material and logos vesting in FundingHub and its licensees shall continue to vest in FundingHub and no right, title or interest in any proprietary material or information contained in this website is granted to you hereunder.
Without detracting from the aforegoing, FundingHub hereby authorises you to view, copy, download to a local drive, print and distribute the content of this website, or any part thereof, provided that:
- such content is used for information purposes only;
- such content is used for non-commercial purposes. You are expressly prohibited from incorporating any material from this website in any other work, publication or website either of your own or belonging to any third party;
- any reproduction of this the content of this website, or portion thereof, must include this copyright notice in its entirety;
- No logo, graphic, sound or image from this website may be copied or retransmitted unless expressly permitted by FundingHub.
INFORMATION PURPOSES ONLY
This website is only intended to provide general information regarding potential lending opportunities. It is not intended to provide exhaustive treatment of any subject dealt with and FundingHub expressly reserves the right, in its sole and absolute discretion, to alter or amend any criteria or information set out in this website without notice. Accordingly, the information in this website is not intended to constitute legal, financial, accounting, tax, investment, consulting or other professional advice or services. Before making any decision or taking any action, which might affect your personal finances or business, you should consult a qualified professional advisor.
This website could include technical or other inaccuracies or typographical errors. Changes are periodically added to the information herein and these changes will be incorporated in new editions of this website. FundingHub may make improvements and/or changes to this website at any time.
TRANSMISSION OF INFORMATION
Your attention is drawn to the fact that information transmitted via the Internet, including without limitation e-mail, is susceptible to monitoring and interception. You are therefore discouraged from transmitting to FundingHub any information which may be confidential, proprietary or sensitive. You shall bear all risk of transmitting such information in this manner and under no circumstances will FundingHub be liable for any loss, harm or damage suffered by you as a result thereof. FundingHub reserves the right to request independent verification of any information transmitted via e-mail or uploaded via the Website and you consent to such verification should FundingHub deem it necessary.
FundingHub requests that no unsolicited confidential or proprietary information be sent to FundingHub. Any information or material sent to FundingHub will be deemed not to be confidential, unless otherwise agreed in writing by FundingHub.
LINKS TO THIRD PARTY SITES
Linked sites (including those of lenders) are not subject to the control of FundingHub and FundingHub is not responsible for the contents of any linked site or any link contained in a linked site. FundingHub provides links to you only as a convenience and the inclusion of any link does not imply endorsement by FundingHub of such company.
This website and the information contained therein is provided "as is" and FundingHub makes no express or implied representations or warranties with regard thereto. Without limiting the generality of the above:-
- FundingHub does not warrant that the website or information will be error-free or will meet any particular criteria of performance or quality. FundingHub expressly disclaims all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security and accuracy; and
- whilst FundingHub as taken reasonable measures to ensure the integrity of this website and its contents, no warranty, whether express or implied is given that any files, downloads or applications available via this website are free of viruses, trojans, bombs, time-locks or any other data or code which has the ability to corrupt or affect the operation of your system.
RISK & LIMITATION OF LIABILITY
Your use of this website and the information contained therein is entirely at your own risk and you assume full responsibility and risk of loss resulting from the use thereof. Neither FundingHub, its partners (including any lenders) or their employees, affiliates (or their shareholders), agents or consultants will be liable for any damages whatsoever, including, without limitation any direct, indirect, special, incidental, consequential or punitive damages, whether in an action arising out of contract, statute, delict or otherwise, relating to the use of this Website or the information contained therein.
If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply.
Any dispute or purported dispute arising out of this web site shall be governed by and construed in accordance with the law of the Republic of South Africa and all disputes, actions and other matters relating thereto will be determined in accordance with such law. The parties to any dispute arising out of this web site hereby consent and submit to the jurisdiction of the of the Gauteng Local Division, Johannesburg, of the High Court of the Republic of South Africa.