Merchant Cash Advance Calculator

Estimate payment amounts, fees, interest rates and more.

Merchant cash advance fees

Here is the typical fee structure of an unsecured business loan.
The fees listed below are those you can expect to pay beyond your normal interest rate.

Initiation Fee

Most lenders will charge you a nominal initiation fee to get your MCA facility up and running. This should not be a high figure. If it is, reconsider the lender you are working with.

Monthly Fee

This is a cost that some lenders will merge into your normal interest rate or cost of loan. Others will not. It generally covers the monthly processing of your loan.

"Long" Payment Fee

Late payment is technically not possible with an MCA, but if you take too long to repay (a period that will be stipulated in your contract), a fee might be incurred.
A man celebrating with an icon in the background

Start now. Get capital in 48 hours.

By answering a 5 minute set of questions, you'll be able to fetch a full list of unsecured business loan offers.

An information icon
Applications are free, and won't affect your credit score.