Find your best business loan, fast.

We find you the best loan quotes from over 30 different lenders, and help you compare offers - all from one platform.
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We help you find and compare loans, for free.

One simple, 5 minute application gets you a list of loan offers like these.

How the Funding Process Works

1

Fill out one simple application

Answer a few questions about your business, which takes less than 5 minutes to complete. We don't use any personal or sensitive information without your explicit permission. Lenders can only see your details when you choose to get a quote from them.
2

View your offers

Once we have the info we need, we anonymise it, and automatically find potential lenders who may offer you finance. We know what they're looking for in a business, and then match appropriately. We present those offers to you in an easy to understand format.
3

Choose a preferred lender, or more than one

Depending on the type of finance needed, you will be able to see live quotes, offers or best matches. For a pure unsecured loan, merchant cash advance, or invoice factoring finance application you may be able to see a live quote if you have provided the necessary information. When you choose your preferred lender, we will send through the application to them fully automatically, and you'll be connected.
4

Finalize your application and accept offer

Once you've spoken to the lender directly and ironed out the details of your finance agreement, you can accept their offer and get the funds in your bank account, or you can come back to the FundingHub platform and view your other options.
5

Find better offers as your business grows

As you use the finance you're getting to grow and expand your business, you should always check your new offers. A more established business means less expensive finance offers. Check back to find your best offers.

Why use FundingHub?

Save Time

One application at FundingHub, means you effectively get offers from over 30 lenders, saving you time and money.

Get the Best Loan

We get offers from over 30 lenders, so you can be sure that the offer you're getting is the best suited to your business.

Privacy is a Priority

We take your privacy and data seriously. All our systems are designed to ensure your information is only used when you give explicit permission.

We're 100% Free

We'll never charge you a cent to use our loan comparison service.

Questions?

How long does the application process take?

Typically, an application takes 5 minutes. If you have all your information at hand, it can go quicker.
Remember, the more information you provide the better we will be able to help.

How long does it take to be approved?

The approval process depends entirely on documentation.
In an application, you provide information about your business that then needs to be verified by the appropriate documentation.
If you have your documents ready (sometimes all that is required is 6 months bank statements), applications can be approved in as little as 24 hours.

Does my business qualify?

Different types of loans have different qualification criteria.
At minimum, to qualify for any loan your business should meet the following criteria:
  1. Monthly turnover (revenue) in excess of R30 000 per month.
  2. You have been earning revenue for at least 6 months.
  3. You have a registered business (Sole proprietors are accepted).

Do you fund startups?

At this time, unfortunately not. Please see minimum qualifying criteria above.

What type of lenders do you work with?

FundingHub only works with lenders that we would borrow money from ourselves.
Our suite of lenders is chosen to make sure that we cover the full range of funding types (so we can help majority of business-types), as well as the full range of business maturity (so we can help the majority of businesses, no matter how established or not).

How much does a loan typically cost?

The cost of a loan depends on a few elements, the most important of which are:
  • The risk factor of your business.
  • The type of loan.
To this end, interest rates on loans can range from 0.8% per month (7.6% annual interest rate) through to 30% per year.
Find out more about loan costs.

How long are the loan periods?

Loan periods differ depending on the product that you need.
You can get a pay-as-you-use revolving facility that you can use for 1 day if required.

You can also get a long-term multi-year loan.

We cover both extremes, and everything in between.

What documents are required for a loan application?

This depends entirely on the type of loan you are looking for.
In general, the loan period for Unsecured loans is short term (less than 2 years).
For secured loans, the repayment period is longer - up to 10 years.

Will an application with FundingHub affect my credit score?

No. FundingHub does not pull credit scores when you apply, and therefore your credit score will not be affected.
In the event that this changes, we will always ask you directly if we can do a credit score on your business or any directors.
Note: FundingHub's lending partners may need to pull a credit score, but they will only do this with your explicit permission too.

Trusted by businesses, just like yours

Our quick application process, dedicated credit analysts, and friendly support team all contribute to happy customers.

R100M+

in unsecured business loans facilitated in 2020
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4.7/5 Star Rating

verified by Trustpilot
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27 000+

Small businesses in South Africa have used us
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Start now. Get capital in 48 hours.

By answering a 5 minute set of questions, you'll be able to fetch a full list of unsecured business loan offers.

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Applications are free, and won't affect your credit score.